Online payment options in Nepal

With advancement in technology and ever growing reach in them by general people, online payment system is growing rapidly in Nepal. Here are some of the popular online payment gateway in Nepal:

eSewa: It is one of the largest payment gateway in Nepal offering both online and offline payments to merchants, transfer funds to various banks including topup or balance recharge of mobile phone, internet bill, buy bus, airline and movie tickets within a minute. eSewa offers free registration and doesn’t charge a single penny for payments made except fund transfer service.

The registered user can even receive money through remittance like western union at a single click from eSewa website or mobile applications available on android phones, iOS, blackberry and even simple java phones. Fund can be loaded to eSewa account via internet or mobile banking of various partner banks in Nepal.

PayBill: Powered by PayMate, PayBill is the mobile payment service focused system and is the first of its kind. It offers secure way of payment where a mobile number is associated with the partner Bank Account and the transaction id directly linked to the customers’ bank account without human interference. Payments for balance recharge of Ncell, NTC including Sky Phone along with payments fro CG digital, NepBay, QFX Cinema, harilo.com, internet charge of Subisu Cable, broadlink, worldlink is available through the service.

DishHome, Music Nepal, muncha.com, hamrobus.com are also its partner merchants. But it has only four member banks: Everest, Nabil, RBB and Citizen which may make subscribers difficult for transactions as eSewa but is more secure due to Alpha-Code security layer.

NIBL Online Payment: Along with getting awarded Bank of the Year for four times, Nepal Investment Bank Limited is providing very good service to the customers. NIBL has introduced both mobile and eBanking service offering various service of payments. Mobile (SMS) Banking allows services like: balance inquiry, loan due inquiry along with balance recharge of NT GSM prepaid and postpaid, CDMA, ADSL, landline,  Ncell prepaid, DishHome, Broadlink Wifi and fund transfer paying standard SMS charge.

eBanking offers online banking transaction 24 / 7 with full control over one’s account for free of charge. Payments for bus tickets from ticketsewa.com, online shopping from sastodeal, netfornepal, muncha.com, harilo.com, bhatbhateni online along with QFX Cinema tickets and internet recharge of vianet, broadlink. It offers additional features of buying domain & hosting space from ohodomain and online subscription of Kantipur, The Kathmandu Post (TKP) and The Himalayan times (THT) within a minute.

iPAY: It is online payment gateway initiated by muncha.com which acts as an intermediary between the merchant and the shopper for purchase of merchandise online. Partnered with Nepal Investment Bank, Kumari Bank, Laxmi Bank, Everest Bank, Bank of Kathmandu, Bank of Asia, it offers payment for Ncell, NTC, UTL and DishHome balance recharge.

Nepal Electricity Authority (NEA), vianet communication, bazar.com.np and some few others are its partner merchants offering easy way of payment.

image sources: featured image via globalhospitalsindia.com, rest from respective sites.